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Mortgage Math Made Simple: Your Comprehensive Guide (Mortgages)
Format:
Paperback
Detalles del producto
Disponibilidad:
En stock
En stock
Peso con empaque:
0.30 kg
0.30 kg
Devolución:
No
No
Condición
Nuevo
Nuevo
Producto de:
Amazon
Amazon
Viaja desde
USA
USA
Sobre este producto
- "Mortgage Math Made Simple: Your Comprehensive Guide" is an indispensable resource tailored for real estate professionals, loan originators, and home buyers. This comprehensive handbook demystifies the intricate mathematics underpinning the mortgage industry, providing you with the knowledge you need to navigate the world of real estate financing confidently. Inside its pages, you'll find detailed sections covering essential topics, making it a go-to reference for anyone involved in mortgages: 1. Interest: Delve into the fundamental principles of mortgage interest calculations, ensuring you understand how it impacts your mortgage payments. 2. Payments (principal, interest, taxes, and insurance): Gain a deep understanding of mortgage payment structures, including how they encompass principal, interest, taxes, and insurance. 3. Down Payments: Explore the significance of down payments, including their impact on affordability and loan terms. 4. Loan-to-Value: Learn how to assess loan-to-value ratios and their role in securing mortgage financing. 5. Debt-to-Income Ratios: Understand the importance of debt-to-income ratios in mortgage qualification and financial planning. 6. Maximum Payment: Discover the threshold for your maximum affordable payment, a critical factor in making sound real estate decisions. 7. Maximum Price: Learn how to determine the maximum property price you can comfortably afford, taking into account various financial factors. 8. Discount Points: Uncover the benefits and intricacies of discount points in mortgage financing, empowering you to make cost-effective choices. 9. Closing Costs and Prepaid Items: Navigate the complexities of closing costs and prepaid items, ensuring you're financially prepared for your real estate transaction. 10. Adjustable-Rate Mortgages (ARMs): Master the dynamics of adjustable-rate mortgages, including their structures and risk factors, to make informed decisions in a changing interest rate environment. 11. GMNA, FNMA, and FHLMC: Explore the roles of Government National Mortgage Association (Ginnie Mae), Federal National Mortgage Association (Fannie Mae), and Federal Home Loan Mortgage Corporation (Freddie Mac) in the mortgage industry, gaining insights into their significance. 12. Collateralized Mortgage Obligations: Gain a comprehensive understanding of Collateralized Mortgage Obligations (CMOs), complex structured financial instruments used in the mortgage market. With "Mortgage Math Made Simple" as your trusted guide, you'll have the knowledge and confidence to navigate the intricacies of mortgage math, make informed financial decisions, and succeed in the complex world of real estate financing. Whether you're a seasoned professional or a first-time homebuyer, this handbook is your key to unlocking the power of mortgage mathematics and achieving your real estate goals. Philip Martin McCaulay has sold over 25,000 study guides and practice exam books. Holding a BA in Mathematics from Indiana University, he is a Fellow of the Society of Actuaries (FSA) and an Enrolled Actuary (EA). He got his mortgage loan originator pre-licensing education at The Cape School, culminating in success in the SAFE MLO Test. He graduated from the Coldwell Banker Residential Brokerage School of Real Estate in 2010, subsequently passing the Maryland real estate salesperson licensing exam. In 2014, he completed the Alexandria Old Town Real Estate School and the Virginia real estate salesperson licensing exam. His educational background and real estate journey uniquely position him to navigate complex transactions and financial matters. As a prolific author and dedicated educator, he continues to inspire growth and success across diverse fields, including real estate.
S/ 98.75
44% OFF
S/ 54.86
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S/ 98.75
44% OFF
S/ 54.86
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